Homeownership is a partnership between Habitat LA and carefully selected families in need. Habitat ensures partner families are not receiving a handout, but a hand up. The impact of homeownership can be substantial. Homeowners gain peace of mind, feel safe and secure are more likely to offer a more stimulating and supportive environment for their children. This partnership lasts throughout the application and construction process and well after families have moved into their new homes.
Habitat homes are affordable due to zero-interest mortgages, volunteer labor and community support. Each partner family is required to invest 500 hours of “sweat equity” into the construction of theirs and other Habitat for Humanity homes. Partner Families qualify for a zero interest mortgage with adequate income, good credit and down payment.
What are the requirements I need to meet?
Our Selection Committee selects potential Partner Families for homeownership according to three basic criteria:
1. Substandard living conditions
Applicant is currently coping with substandard living conditions which relate to overcrowding, dangerous living conditions, heating, water, electricity, bathroom facilities, plumbing or structural deficiencies or have an outlay of more than 40% of income for housing.
2. Ability to make adequate monthly house payments
Applicants must meet Habitat for Humanity of Greater Los Angeles’s current income guidelines.
Acceptable income limits to qualify for homeownership through
Habitat for Humanity of Greater Los Angeles is between 45% and 80%
Number of people
Applicants must not have open collection accounts, judgments, liens, etc.
If Applicants have declared bankruptcy, it must have been discharged at least two years ago.
3. Willingness to partner with Habitat for Humanity of Greater Los Angeles
Applicants must invest 500 hours of sweat equity in building their own home and those of their future neighbors.
Applicants must demonstrate willingness and ability to maintain their Habitat for Humanity home properly.
Applicants must be legal residents of the U.S.
How do I apply?
All potential applicatns MUST attend an orientation in order to receive an application. Orientation sessions are scheduled as future home sites and funding are secured.
If you have any questions regarding the selection process, application process or upcoming orientations, please contact Sylvia Bautista, Family Services Associate at email@example.com or (310) 323-4663 ext.118. Please include your full name, home address and email address when requesting information.